iPhones are always in high demand due to their superior quality and features. Moreover, Apple is one of the most trusted brands in the world. Needless to mention, Apple products are quite costly. Even after your purchase, any damage befalling your device can be devastating and an expensive prospect to repair. Therefore, you must pick the best iPhone insurance in India to keep your device financially protected.
Choosing the right insurance plan for your phone can be difficult. Therefore, read these tips mentioned below to understand how you can easily make this choice.
- Understand your needs
Most individuals fail to consider what they need from a mobile insurance for iPhone. This is perhaps the most crucial factor that you must understand before committing to a single insurance plan.
The touchscreen is perhaps the most vital component of the device. It is also the most fragile component on your device. iPhone screens are notoriously expensive and replacing the part on your own can be a significant financial burden.
A Mobile Screen Insurance cover offered by Bajaj Finserv under its Pocket Insurance & Subscriptions can be appropriate for necessary financial coverage in such situations. With such an insurance coverage in place, even when your iPhone’s screen cracks, you can claim finances for the necessary repairs.
- Weigh the price of your insurance policy
Whenever you are looking to purchase a product, the first thing you do is compare prices of alternatives before. You should follow the same strategy when purchasing iPhone X insurance plans. Several insurers offer mobile insurance policies in India, at varying prices and comprising distinct features.
You must compare the various products available while considering the premium you need to pay for each of these insurance plans. The cost of your plan must also reflect on the sum insured offered by the policy. Generally, you must look for a mobile cover of at least Rs. 10,000 when it comes to iPhone 6S insurance policies.
- Adequate protection for mobile accessories
Apple iPhone users today do not merely need to worry about their phones. They must also extend the same level of protection to some of the expensive accessories of the device. For instance, with a Wireless Headphone Insurance from Pocket Insurance & Subscriptions provided by Bajaj Finserv, they can offer adequate protection to the headset. Therefore, in the event of any damage to your expensive headphones, your insurance plan will swiftly replace the same or bear the expense of initiating repairs, if possible. Make sure that the Apple mobile insurance plan you pick extends to such additional electronic gears connected to your handset as well.
- Simple claim settlement
Many individuals focus entirely on the sum insured and premium for the policy. However, you also need to understand the claim settlement procedure for any insurance plan before purchase. For instance, when you buy Apple mobile screen insurance policy, learn about the claim process in detail online including customer reviews. If you have further questions, dial the customer care number and speak directly with the financial service provider.
Avoid hurrying into a mobile cover purchase without the proper knowledge. Check whether the plan includes cover for your phone’s chargers and other accessories. If it does not, you will need to buy a mobile charger insurance plan separately.
Remember that you can purchase the best iPhone insurance India only within the first 30 days since your handset purchase. Also note that such coverage is offered over and above the existing warranty period. Make sure to read the terms of coverage offered by the insurance policy before you make the purchase.